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Introducing AFPA’s New 0% Interest, No Credit Check Payment Plans



At AFPA, we know that pursuing your passion and investing in your education is a big decision—one that can transform your career and life. But we also understand that the financial aspect can sometimes feel like a barrier. That’s why we’re excited to introduce AFPA’s new in-house payment plans, designed to make accessing the certification programs you want and need easier than ever before!

With 0% interest on every plan and no credit checks, our new payment options allow you to invest in your future without the stress of upfront costs or complicated financing.

Why We Made This Change

In the past, AFPA partnered with third-party financing services like Affirm. While they offered flexible plans, their interest rates weren’t always guaranteed, and not everyone qualified for the best terms. We wanted to provide a fairer foundation for all AFPA students.

We’re rolling out in-house payment plans to ensure that every prospective AFPA student, regardless of their credit score or financial background, has access to an affordable, flexible, and transparent way to pay for their online education.

“As the Senior Director of AFPA, an innovative leader in online professional education, I am proud to be part of a mission that empowers nutrition coaches, health coaches, fitness professionals, and personal trainers to make a profound global impact. At AFPA, we believe in the transformative power of our students to drive positive change in health, wellness, and fitness worldwide. That’s why we’ve always prioritized making our top-tier education accessible to those on the front lines of this movement. To further this commitment, we are excited to introduce the new AFPA payment plan option—a step toward ensuring that more aspiring professionals can access the education they need to lead, inspire, and create a healthier world.”

Diane Vives, Senior Director, Health & Wellness Professional Education, AFPA

How the New Payment Plans Work

Whether you’re ready to dive into your next certification or are exploring a career change, our new payment plans make it simple to get started.

  • Pick a Payment Plan That Fits Your Budget
    Choose from 3, 6, or 12-month payment options (depending on your selected course) to break up the cost of your certification.
  • No Interest, Ever
    Every plan we offer is 0% interest—no surprises, no hidden fees. What you see is what you pay.
  • No Credit Check Required
    Everyone qualifies for the same interest-free payment plans. No need for a credit check, and no hoops to jump through.
  • Enroll & Start Learning
    Enroll in your program, pay your first installment, and start transforming your career with AFPA!

The Benefits You’ll Love

Our in-house payment plans are all about increasing the accessibility of our holistic, evidence-based education. We know that every student’s situation is unique, and we’re dedicated to providing flexible options to help you succeed.

  • 0% Interest Guaranteed: You’ll never pay more than what you see at checkout.
  • No Credit Checks: Your financial past won’t stand in the way of your future—everyone qualifies.
  • Flexible Payment Schedules: Choose the plan that works best for you, whether you want to spread your payments out over a few months or up to a full year (for applicable courses).
  • Seamless Experience: Everything is handled in-house, so you can enroll, finance, and learn all in one place—without dealing with third-party companies.

Ready to Get Started?

If you’ve been dreaming about advancing your career in nutrition, health coaching, or fitness, there’s never been a better time to get started. With our new in-house payment plans, you can begin your certification journey today without the financial pressure.

Head over to our course catalog to explore your options and take advantage of this new, flexible way to invest in your future.

At AFPA, we believe in meeting you where you are and providing the education to get you where you want to be. We’ve now made that more accessible than ever. Let’s get started together!

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